Many states prohibit utility shut-offs in cold weather, however, as temperatures begin to warm, people may be concerned about losing their gas, electricity and water service if they are behind on their utility service payments. Bankruptcy Protection for Utility Service Shut Off If you are facing an imminent utility shut-off along with other financial difficulties, you may want to explore bankruptcy protection. If you owe utility back payments and file for bankruptcy, the utility cannot … [Read more...]
Archives for February 2018
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Bankruptcy Student Loan Forgiveness Evolving?
Of interest to the many Americans who have unpaid student loan debt they are unable to tackle: The Trump Administration indicated yesterday that it is considering allowing more borrowers to erase student debt in bankruptcy, signaling a new chapter in bankruptcy student loan forgiveness. Anyone who has contemplated bankruptcy may well know, federal law prevents the discharge of student debt in a bankruptcy with very few exceptions. Because of the stringent standards for cancellation of … [Read more...]
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High Overdraft Fees Dig Bigger Hole for Struggling Consumers
According to a recent report from Pew Charitable Trusts, bank customers who use overdraft programs to bridge the gap when they are short on cash are really just getting caught in a trap of high cost credit. Of course, overdrafts on checking accounts occur when a customer spends more than is available in their account. Many overdraft protection programs allow the charge to go through, but the consumer can pay up to $35 bucks per overdraft. Not a bad deal for the banks, as it is estimated … [Read more...]
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Based on 67 reviews
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Based on 7 reviews
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