If you have scheduled an initial consultation with a bankruptcy attorney, you will want to prepare by gathering documentation and other information needed to determine your eligibility for bankruptcy. You will want to provide your bankruptcy attorney with proof of income; recent tax returns; a list of debts including loans, credit cards, medical bills; and a list of household expenses that you make every month which may include rent, food, or insurance. It is also helpful to anticipate … [Read more...]
Archives for January 2022
Credit Counseling Versus Bankruptcy Protection
Many have seen the commercials for credit counseling services and ask, what is the difference between credit counseling and bankruptcy protection? Credit Counseling Services With so many struggling to pay their bills, credit counseling services have popped up across the nation offering to help people consolidate their debt into one or more affordable payments. This approach involves paying a credit counselor to reach out to your creditors to reach a new repayment plan - something an … [Read more...]