Illinois Collection Judgment Lawyer Working For You
As part of the debt collection process, creditors have the right to garnish the wages of those who fall behind on unpaid bills. Unfortunately, wage garnishment can make a bad situation even worse for individuals faced with unmanageable amounts of debt.
Illinois Wage Garnishment Attorney Charles E. Covey has more than 30 years of experience helping people just like you. We are committed to working with you to obtain debt relief and stop wage garnishments.
Whether you are on a fixed wage or a flexible wage, garnishment of your earnings will impact the amount of pay you take home. Protect your rights and your hard-earned wages — contact Charles E. Covey today to schedule a free initial consultation. Through bankruptcy or through credit counseling, our firm can help you resolve your financial challenges .
Filing for Bankruptcy Stops Wage Garnishment
To garnish wages, a creditor must obtain a judgment against you from the state of Illinois. Once a creditor has the judgment, the company may file a motion to garnish wages. At the time of filing, your employers will begin withholding a portion of your paycheck to cover debts such as credit card bills , back taxes and student loans.
One of the most efficient ways to permanently stop wage garnishment or to prevent it from beginning is to file for Chapter 7 or Chapter 13 bankruptcy . An automatic stay will go into effect once you file for bankruptcy, ending all collections activities, including:
- Wage garnishment
- Bank account garnishment
- Repossession
- Home foreclosure
- Creditor harassment
If your employer is withholding wages due to a garnishment order, contact Charles E. Covey for a free initial consultation with an experienced bankruptcy attorney in Peoria, Illinois. We are ready to help you restore your wages and get out of debt for good .
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
