Many people struggle with debt problems, which sometimes include unpaid student loans. While many higher learning institutions offer a pathway to earn a living, some for-profit colleges misled or deceived students into taking loans to pay for programs only to learn they have nothing to show for it except a mountain of debt. As a result of the recent scrutiny of for-profit schools, the US Department of Education is recommending that the college accreditor that regulates hundreds of for-profit … [Read more...]
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Medical Bankruptcy on the Rise
The leading cause of bankruptcy is not overspending, nor lack of adequate financial planning, but the financial free fall caused by a health crisis. Despite recent advances in the health care policy, American households continue to struggle with medical debt, and it’s only getting worse. Americans are putting more of their take-home pay toward medical costs than ever before and, oftentimes, are not keeping up. Medical debt collected by third-party collections agencies is roughly three times as … [Read more...]
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