What type of debts may be discharged during bankruptcy?

Answer: With a Chapter 7 bankruptcy, you may discharge credit card bills, medical bills, certain IRS tax debts and judgments, personal loans and most forms of consumer debt. A Chapter 13 bankruptcy will result in a three- to five-year debt payment plan. After the successful completion of your Chapter 13 plan, the court may discharge unsecured debts that you are unable to repay.